Federal Grants are gift aid that do not have to be repaid. Grants are usually need-based and eligibility depends on the Expected Family Contribution (EFC) and Cost of Attendance (COA).
What is the Federal Pell Grant?
The Federal Pell Grant (Pell) is a gift aid that does not have to be repaid. Pell is a need-based federal grant, based on the Expected Family Contribution (EFC). The Pell amount is based on the EFC and the student’s enrollment.
Prorated Pell Amounts
- 12+ credit hours – 100% of the semester amount of Pell
- 9-11 credit hours – 75% of the semester amount of Pell
- 6-8 credit hours – 50% of the semester amount of Pell
- 1-5 credit hours – 25% of the semester amount of Pell
A student may only receive up to 50% Lifetime Eligibility Usage (LEU) of the annual Pell award in a given semester and up to 100% Pell LEU in a single aid year. Federal regulations limit a student’s Pell LEU to 600%. This means that a student may only receive the Federal Pell Grant (Pell) for 6 years or 12 semesters of full-time enrollment. If a student enrolls less than full-time, they can prolong their Pell LEU.
What is the Federal Supplemental Educational Opportunities Grant?
The Federal Supplemental Educational Opportunities Grant (FSEOG) is a need-based grant that does not have to be repaid. The FSEOG is a limited fund that is awarded to students on a first-come-first-served basis with the highest need, based on the EFC and COA.
What is the Federal TEACH Grant?
The Federal Teacher Education Assistance for College and Higher Education Grant (TEACH) is not a need-based grant and may not have to be repaid.
- Meet basic eligibility criteria for federal student aid programs
- Complete the Free Application for Federal Student Aid
- Be enrolled in a TEACH Grant-eligible program
- Receive TEACH Grant Counseling (Must be completed each year students receive the award)
- Students must sign an Agreement to Serve to qualify for TEACH, in which the student agrees:
- To teach in a high-need field
- To teach at an elementary or secondary school, or an educational service agency that serves students from low-income families
- To teach for at least four complete academic years within eight years after completing (or ceasing enrollment in) the course of study for which the student received the grant.
NOTE: If you do not complete your service obligation, all TEACH Grant funds you received will be converted to a Direct Unsubsidized Loan. You must then repay this loan to the U.S. Department of Education, with interest charged from the date (with back interest) the TEACH Grant was disbursed.
For more information about TEACH, students should visit the TEACH Grant website.